Our Policy. As a customer of IDC, your privacy is our business. It is our policy to protect you and your family from unauthorized use of information provided in the course of doing business with us.

No information provided by you will be used for any purpose other than processing your on-line transactions for the Service. We will not give away, sell or otherwise disclose any information that personally identifies you, except as necessary to perform the Service. In addition, we may offer optional surveys or questionnaires to our users as a means of collecting demographic information or assessing users' opinions, interests and needs. The survey will contain an explanation as to its proposed use.

What Information We Collect. To access your account, you must provide your institution's student identifier and the PIN. With this information, we can verify your identity and permit you to view information concerning your account transactions and balances. Making payment with only the identifier is permitted, but it is used only for comparison to your institution's records to ensure that you are an authorized payer. Without the proper PIN, no other information will be provided to you.

Email address. When you use the site, we request your e-mail address. We may use your e-mail address to send you receipt information, information about your transactions, and notices about this site.

Transaction Information. To process transactions, we collect information related to each transaction, such as the amount and the necessary identifying information, including the account numbers or e-mail addresses of the parties involved.

Credit Card Verification Information. During the processing of transactions, we collect verification information from the credit card issuers. The credit card service verifies that the user's credit card information and address match the information that the user supplies to CASHNet SMARTPAY.

Automatically Gathered Information. Our site automatically gathers information about the type and version of your Web browser, so we can present the site to you properly, and keep a record of your activity at the site.

This information is used to process transactions and provide the Service. We do NOT release an individual's personal information without consent, except as necessary for these purposes. Information as to payments made will be released to your institution. However, your credit card number, bank account and routing number, and other financial information is NOT released. This limitation makes CASHNet SMARTPAY transactions as private as dealing directly with your institution for payment.

We will not give third parties individually identifiable information about users unless we are compelled to do so by law, or we have the express permission of the user, or we need to disclose it to process transactions. We may share aggregated statistical data with our business partners or the general public. For example, we may tell the general public that 30% of our users live in California.

Cookies

CASHNet SMARTPAY requires that your Web browser accept "cookies" to function properly. (A cookie is a small data text file, which our Web site stores temporarily on your computer's memory.) We use cookies when users log in to their CASHNet SMARTPAY account with their personal identifier and PIN. These cookies allow us to remember a user who visits multiple pages in our site, so that the user doesn't have to re-enter information multiple times. Once the user shuts down the browser, these cookies are deleted and no longer have any effect.